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Terms of Use

Last updated: February 2026

By downloading, installing, or using GoSpend ("the app"), you agree to these Terms of Use. If you do not agree, please do not use the app.

1. Description of Service

GoSpend is a personal budgeting app that helps you track daily spending and manage your budget. The app provides budgeting tools and spending insights for informational purposes only.

2. Not Financial Advice

GoSpend is a budgeting tool, not a financial advisor. The app does not provide financial, investment, tax, or legal advice. Any insights, tips, or suggestions provided by the app are for general informational purposes only. Always consult a qualified financial professional for personalised financial advice.

3. Subscriptions and Payments

Free Tier: GoSpend offers basic budgeting features at no cost.

GoSpend Premium: Additional features are available through a paid subscription:

Payment: Subscriptions are charged to your Apple ID account. Payment is charged at confirmation of purchase, or at the end of the free trial period.

Auto-Renewal: Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period.

Cancellation: You can manage and cancel your subscription at any time through your iPhone's Settings > Apple ID > Subscriptions. No refunds are provided for partial billing periods.

4. Account and Data

You are responsible for maintaining the security of your account. All budgeting data you enter is your responsibility to ensure is accurate. You can delete your account and data at any time from the app's Settings page.

5. Acceptable Use

You agree to use GoSpend only for lawful, personal budgeting purposes. You may not:

6. Limitation of Liability

GoSpend is provided "as is" without warranties of any kind. To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, or consequential damages arising from your use of the app. We are not responsible for any financial decisions you make based on information provided by the app.

7. Changes to These Terms

We may update these Terms of Use from time to time. Continued use of the app after changes constitutes acceptance of the updated terms. We will notify you of significant changes through the app.

8. Governing Law

These terms are governed by the laws of England and Wales.

9. Contact Us

If you have any questions about these Terms, please contact us at:
support@gospend.app